Thursday, 8 June 2017

The Spending Diaries: Two

After the shock of how much I spent last week I was REALLY looking forward to starting a no spend 6 weeks! I thought it would be such a good idea to have a 6 week no spend to kick start my journey into spending less on things. I think the thing I am going to miss the most is my eating out. So many times I finish at the gym or the library and think I will treat myself to lunch when going home to eat would just make so much more financial sense!

I am not very good at planning and so this will be something that I really need to work at!



Thursday

09:30 - Let myself have a little lie in this morning after I felt so rubbish last night after my opthamology appointment (I went to bed at around 9 and usually watch telly in bed but because of the pain in my head I needed silence and darkness.)


10:22 - Get the bus into town equipped with snacks (Including blueberry muffins I got from the co op a couple of days ago for 22p for four.) I have my library books to take back so I dont get a fine and I hope to go and sort my glasses out.

10:45 - I realise I have left my debit card at home, so I have no money. Although I know that I am on a no spend it sends me into a complete panic. What if I NEED money? I rationalise with myself that there will be no need for money. The library is free, I have snacks and water, My gym is paid for and I have my bus pass. Its going to be fine.

11:45 - Arrive at the gym and sit in the jacuzzi for a little bit before aqua yoga. Once again my right breast spends the whole time trying to escape from my swimming costume. I think about buying a new one on the way home. Remember I can't. Wonder if it counts as an essential ... it probably doesn't so I stop thinking about it. Fill up my water bottle before leaving the gym and get the bus home! Eat some aldi cheese curls on the way.

14:00 - Get home and have dinner. Avocado (again a yellow label bargain, 68p for two) that needs eating with cream cheese on chia and seed crisp things from aldi. So far I'm enjoying eating at home etc, but my mind is on overdrive. I dont think we think much about the psychological side of spending but I might have to write a post about it.

15:22 - I'm back on the bus into town to get my glasses sorted, £25. I also pop into marks and spencers and then tesco to pick up some yellow label bargains £7.48

19:00 - Go to aldi and morrisions with Tom and spend £38 It seems like a lot of money but actually ive stocked up on a lot of cupboard essentials and things and at the moment food isn't one of the things I want to scrimp on. I am trying to sort out my diet and find out what foods are triggering my IBS.


20:00 - Make dinner at home which consists of a reduced price chicken katsu curry, stuffed peppers and reduced price steamed buns! The meal comes in at around £4 ... much cheaper than a meal out that we would usually have had! While its cooking I also attempt overnight oats for the first time too ...

21:30 - Bed with a headache again!

Todays total: £70.48
Ouch that seems like a lot. I wont spend as much on shopping each week and also I wont need to buy glasses every week!


Friday

08:00 - Up early for a doctors appointment! I have a slight panic when I look at my bank account and see I haven't been paid. Its ACTUALLY because I opened and switched to a new tsb account (because Martin Lewis told me too) and its actually in my new account. Panic over.

08:57 - I am home! Change of medication again. I feel a bit pants, mentally and physically which I think I have let the stress of the week get to me. Usually I would take this as a sign to go all "treat yo self" with lunch out and shopping but instead I climb into bed with my overnight oats (which are delicious by the way and from Madeleine Shaws a year of beautiful eating I borrowed from the library) 

10:00 - I have been listening to the budget and cents podcast and its inspired me to start decluttering! 

12:19 - Two rubbish bags and two charity shop bags later I take a break for a snack (shapers bar, apple and a bottle of water all from my fridge!) and turn on youtube for a bit of light relief. End up signing up to My Green Closet's summer fast fashion fast as lord knows I have too many clothes anyway and also I want to move away completely from fast fashion.

15:00 - Still decluttering but really should be getting ready to go out! I am going to the Curve tonight to review the boy in the striped Pyjamas.

16:22 - Just about make it onto the bus! Nana is coming with me and she treats me to a wetherspoons dinner! Then we head off to the theatre.

18:30 - Arrive and get our tickets. These are given to me in exchange for a review on my blog which you can read here 

21:30 - After a few tears Tom picks us up. Im really hungry and would normally have a mcdonalds stop as I didnt bring any snacks with me ... I am really good though and wait and have toast when I get home! I get into bed to write my review and although there are some sale emails in my inbox I click off and watch telly before going to sleep.

Total: £0.
I spent nothing today! I can't believe it! I was lucky to have nana take me to dinner and press tickets to a show, I think its going to be harder on days when I am not actually busy. However I still have a lot of decluttering to do so hopefully I can keep myself busy. 



Saturday

09:00 - Wake up and watch a few vlogs in bed. Normally on a weekend we like to go out for brunch but we aren't today and so tom makes us eggy bread and crispy bacon ... much cheaper than we would have paid for it if we had gone out! I am at work this afternoon so I need to get my lunch packed and sorted. 

11:00 - Head out to work with a packed lunch, snacks and drinks in my bag! There's a fiver burning a whole in my purse and I am determined not to spend it. Not to let it tempt me.

20:00 - Finish work, straight home to cook tea. Normally I would grab a take away but no, I have food at home (aldi pulled pork, cheese coleslaw, corn on the cob and brioche buns) It tastes BEAUTIFUL.

21:00 - In bed watching legend. Chatting to a couple of my best friends and more importantly ... not shopping.

22:15 - I feel like I can't not mention the horrendous events unfolding in London. I want to instead commend the police for containing the situation within 8 minutes. Our emergency services are world class.

Total: £0.
I couldn't tell you the last time I had two no spend days in a row! Being at work certainly helped.


Sunday

09:58 - Wake up naturally which feels really good to do! Pop to the co-op to get milk and potatoes £2.89 then sit at home and eat a vanilla danish (my favourite) with a coffee from my dolce gusto machine while catching up on youtube, reading blogs and planning this weeks content.

13:00 - Do a bit more decluttering and then try and get the dinner in! We're having roast chicken and some reduced veg I picked up at morrisons on Thursday for 9p

15:00 - get into bed to watch YouTube and fail at having a nap! 

19:00 - go off to work packed full of goodies and with no cash! Let's do this! 


Total: £2.89
This could have been slightly less if we didn't get the danish. BUT it was bought out shopping to consume at home so I don't think it breaks the rules.



Monday

08:00 - Finish my night shift and head straight home. Do not pass go, do not collect £200. I get in and get straight into bed with the hubby for 10 minutes before he leaves for work.

13:00 - Wake up in a panic that I haven't set an alarm. Set one and go back to sleep.

16:00 - Get up properly,. take all my supplements and then throw some quorn nuggets and potato wedges into the halo fryer. Also get a toad in the hole out of the freezer (57p Bargain from weeks ago) to defrost for tomorrow night.

18:00 - Buy a can of cherry coke on my way to work 99p which is breaking the ban but I have been craving it so badly and that's my excuse! Come to work armed with naked noodles, overnight oats and plenty of snacks all from my own kitchen!

Total: 99p
A small price to pay for the sweet sweet nectar.

Tuesday 

08:00 - Finish work at the hospital much further away from my house. I have to go through town and I am tempted by marks and spencers but I don't! I go straight to the bus station and home to bed!

16:00 - Wake up, cook dinner, make overnight oats. Get the bus to work!

Total: £0
 Today was really really easy.

Wednesday

08:00 - I want a McDonald's breakfast so badly I have to get the bus instead of walking through town because I know that if I smell a sausage mcmuffin I wont be able to resist.

09:00 - Get home and have a bacon sandwich. Worth it.

17:30 - I had a lie in today and get up and have a £1 whoops pizza out of the freezer. Forget to make overnight oats for work but just fill my bag with snacks and drinks from the fridge and cupboards!

19:00 - Go off to work!  

Total: £0
I think I am getting the hang of this!

Weekly total spend: £74.36

Groceries: £48.37
New Glasses: £25
Food and Drink Out: 99p

I am really proud of this! Yes I slipped up on that can of coke but compared to what I spent last week this is worlds apart. I didn't just mindlessly spend money either! I managed to pay money into my house and holiday savings as well as paying £100 off my credit card! I am really excited to get going on week 2, which is going to be frugal food week (check back tomorrow for more details!) LETS DO THIS

Charlotte Lucy   


 
 

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